Stan Smith / December 05,2019

A Package Loan Includes


  1. Home calculator takes
  2. Analysis
  3. Include closing costs
  4. Trillion yen ($230 billion)
  5. National bank offers short-term

House Building Calculators We have developed our dream home calculator to compute the cost to build a custom home for you!. The Dream home calculator takes about 10 minutes to complete.; The cost to build your dream home is determined by your preferences and custom design. Your responses are submitted for analysis and then, after comparing your tastes to our vast database of home costs, a report is prepared and e-mailed.One Time Two Time South Africa could be split into two time zones in the future to alleviate the country’s energy crisis, according to one of the government’s leading. One times two times three times lyrics Songs with one times two times three times lyrics all the songs about one times two times three times .

The costs of selling your home and purchasing a new home are commonly included in relocation packages. This would include closing costs, real estate commissions, and other expenses normally incurred when buying or selling a house. Job Search Help.

Loans that combine construction and permanent financing into a single. The loan amount of a manufactured home can include all allowable costs as listed in.. include the applicable conversion document in its loan submission package.

Construction Work Needed Update 3/15/16: After a year, we’ve updated this post with the latest construction management certifications and best career advice for those interested in becoming a construction management professional. Technically, you don’t need any certifications. But, it’s still a good idea to have an.

Stan Smith / December 04,2019

How Educators Engage in Phenomenon-based Learning


Giving Compass’ Take:

At the Hiidenkivi Comprehensive School near Helsinki, Finland, educators play a role in phenomenon-based learning that is interdisciplinary and driven by students’ inquires about the world.

How can U.S. educators learn from successful education programs in other countries?

Read about educating the whole-child through project-based learning in the U.S.

At the Hiidenkivi Comprehensive School near Helsinki, Finland, students don’t spend all their time learning what other people have discovered. They set out to discover new things on their own.

The students do this through nine-week long, interdisciplinary projects that the Finnish call “phenomenon-based learning,” a term coined by the country’s National Agency for Education.

Phenomenon-based learning is a lot like project-based learning, a more familiar term in the United States. Both prioritize hands-on activities that give students control over the direction of the project and both emphasize assignments that relate to the real world. They also emphasize student mastery of transferrable skills rather than a narrow set of facts identified by teachers. This gives kids more freedom to explore topics they find most interesting within a broad project theme.

But in Finland, phenomenon-based learning is nonnegotiably interdisciplinary, something that can get left out of projects in the U.S. And it must be driven by students’ own questions about the world, something central to another “PBL,” problem-based learning.

Stan Smith / December 03,2019

The Ultimate Guide for Garden Sheds

The Ultimate Guide for Garden Sheds

Today, when you look around, you will
come across different types of garden sheds, and these sheds differ
because of their material, size, shapes, and features. As one who is
planning to build a garden shed may indeed get confused as to which type
of shed to go for, what features and material to choose. Well, before
you finalise your decision, it is essential to know what options are
available for you in the market.

Different types of Garden Sheds

The Ultimate Guide for Garden Sheds

When choosing the right shed for your home or backyard, it is essential to know the kind of space you have, and what items you need to store and how you intend to use the garden shed. Sometimes, the garden shed is not used for gardening at all, and all one needs is a small space where they can get away from the busy life in the main house. They may use it to read a book or relax in the quiet.

There are different types of garden sheds based on the shape:

Stan Smith / December 03,2019

Bitcoin & Crypto Market Turn Red Again: BCH, XLM, EOS, TRX Analysis

Bitcoin & Crypto Market Turn Red Again: BCH, XLM, EOS, TRX Analysis
  • The total crypto market cap jumped from $188.0B, but it failed to stay above $200.0B.
  • Bitcoin price rally above the $7,500 level was completely reversed.
  • BCH price is somehow holding the key $205 and $200 support levels.
  • EOS price is facing a strong resistance near the $2.700 area.
  • Stellar (XLM) price could continue to move down towards the main $0.0500 support area.
  • Tron (TRX) price is down 2% and it is approaching the $0.0140 support area.
  • Bitcoin (BTC) and the crypto market cap are resuming their downtrend. Ethereum (ETH), BCH, stellar (XLM), ADA, EOS, litecoin, ripple, and tron (TRX) are likely to continue lower.

    Bitcoin Cash Price Analysis

    Recently, bitcoin cash price tested the main $200 support area and later started a decent recovery against the US Dollar. BCH price climbed above the $210 and $215 levels. However, it failed to surpass the key $220 resistance area.

    As a result, there was a fresh decline below the $210 level and the price seems to be heading back towards the main $200 support area. Any further losses may perhaps push the price towards the $185 support.

    Stellar (XLM), EOS and Tron (TRX) Price Analysis

    EOS price made another attempt to settle above the $2.700 and $2.750 resistance levels. However, the price failed to continue higher and it is now declining towards $2.600. The key support on the downside is near the $2.500 level, below which the price could revisit the $2.350 support.

    Stellar price remained in a bearish zone below the $0.0585 and $0.0600 resistance levels. XLM price is currently declining and it seems like it could break the $0.0520 support area. Any further losses may lead the price towards the $0.0500 zone.

Stan Smith / December 03,2019

Vision Critical appoints new CEO, moves headquarters to Toronto


Vancouver-founded customer experience management startup Vision Critical Communications has announced it is replacing its CEO Scott Miller with Ross Wainwright and is moving its headquarters to Toronto.

Vision Critical said Vancouver will remain an important hub for the company.

Wainwright comes to Vision Critical from global networking and services provider Dimension Data/NTT, where he led the Americas region as CEO. The outgoing Miller will remain on the Vision Critical board of directors, where Wainwright will also obtain a seat.

Riaz Raihan is also set to join Vision Critical as president of products, and will officially begin next month. A Vision Critical spokeswoman told Business in Vancouver that transitioning the headquarters from Vancouver to Toronto was due to the fact both Wainwright and Raihan will be based there.

“Ross is an exceptional business leader and a proven CEO with a track record of leading diverse executive teams that deliver high-quality performance in complex enterprise software,” said Phil Deck, chairman of the Vision Critical board. “Riaz has an impressive history as a global C-suite digital technology executive leading product management and engineering teams.”

The recent change in guard comes a number of years after what The Globe and Mail has reported as a period of infighting between former CEO Angus Reid and directors and shareholders at Vision Critical, which ended with W Capital Partners and Georgian Partners buying out Reid. Miller took over as CEO around 2016 and was able to bring the company to positive cash flow this year.

RELATED: Vision Critical founder Andrew Reid leaving executive team to found spinoff company

Stan Smith / December 03,2019

Dead Cells Paid Expansion Coming to Steam in Q1 2020


Dead Cells developer Motion Twin announced a new expansion for the game coming to Steam on PC in early 2020.

Called The Bad Seed, the DLC will feature two new levels, the Arboretum and Swamp, accessible in the early game and one new boss.

The Bad Seed DLC will be a paid expansion costing $4.99, marking the first time that post-launch content will carry a price for the game. Developer Motion Twin has been supporting Dead Cells with free post-launch content since August 2018.

“Paid content will help support the development of the game, allowing the team to go forward with all of the ideas that we’ve got in our heads, continuing to produce free content, fixes and updates, while also ensuring that Motion Twin have the time to build their next game at the level you’ve come to expect from them,” the developer said in the DLC announcement post.

Motion Twin said it plans to continue updating the game with free content updates for the next two years “at least” if “this DLC thing goes according to plan.” Some early ideas include new weapons, creatures, secret areas, and lore.

The developer also teased an update coming to the game around the holiday season.

Stan Smith / December 03,2019

Employers put the brakes on hiring

Employers put the brakes on hiring

U.S. employers unexpectedly put the brakes on hiring in November, according to ADP Research Institute and Moody’s Analytics.

Private sector employment increased by 67,000 jobs, dropping 45% from the prior month’s pace, according to the jobs report issued on Wednesday. Economists expected an increase of 150,000 jobs in November, according to the average estimate in a Dow Jones poll.

“The job market is losing its shine,” said Mark Zandi, chief economist of Moody’s Analytics. “Manufacturers, commodity producers, and retailers are shedding jobs. Job openings are declining and if job growth slows any further unemployment will increase.

The healthcare industry was a bright spot in the report, while the manufacturing sector continued to struggle, said Ahu Yildirmaz, ADP Research Institute’s vice president and co-head of the ADP Research Institute.

“The goods producers still struggled; whereas, the service providers remained in positive territory driven by healthcare and professional services,” Yildirmaz said. “Job creation slowed across all company sizes; however, the pattern remained largely the same, as small companies continued to face more pressure than their larger competitors.”

The chart below demonstrates the rate of increase since 2013:

Employers put the brakes on hiring

The report reveals that the number of jobs added in October was revised down from 125,000 to 121,000.

Below is a breakdown of job segments that saw changes in employment between October and November:

Stan Smith / November 30,2019

NATO Readies a 70th Birthday Party, With Low-Key Celebrations


BRUSSELS — For an anniversary bash, the guests are unusually anxious.

The leaders of NATO are traveling to London this week to commemorate the alliance’s 70th birthday — but they will do so at a carefully crafted, foreshortened gathering, not at a full-blown summit meeting.

The low-key celebration seems intended to avoid more awkward comments from President Trump, who nearly blew apart the last summit meeting in Brussels in July 2018, musing about quitting the alliance and walking out in the middle of a statement by Chancellor Angela Merkel of Germany.

Normally, the 70th anniversary, like the 50th, would have been held in Washington, where the alliance’s founding treaty was signed, with three days of pomp, substance and a White House dinner. But given Mr. Trump’s unpredictability and his doubts about the alliance, NATO countries decided to have only a foreign ministers’ meeting in Washington on the actual anniversary, in April.

Despite some misgivings, including from Berlin, this session in London was added because Britain wanted to prove that it still mattered in trans-Atlantic security, particularly with its withdrawal from the European Union looming, said Jonathan Eyal, assistant director of the Royal United Services Institute, a defense research institution based in London.

According to Mr. Eyal, Jens Stoltenberg, NATO’s secretary general, also thought that some event should take place in Europe to mark the occasion.

“There were serious misgivings,” Mr. Eyal said. “After all, at the venerable age of 70, usually one birthday party is sufficient.”

Stan Smith / November 30,2019

Chad Johnson Net Worth 2019/2020 – Famous American Football Player


Chad Javon Johnson is just one of the all time famous American football gamer, that has actually made appearances in 11 seasons of the National Football League, playing for three different teams. In the Most Influential Athletes on Social Network, they listed him as the top professional athlete, since he has a huge fan adhering to.

Early Life and University Football

In 1997, Chad completed his senior high school, which was Miami Beach Senior High School. He proceeded his education in Santa Monica College, where he found his love for football, playing together with Steve Smith, a NFL pass receiver. In 2000, he bet Oregon State Beavers football group, where both him as well as team were very successful.

Expert Career

Chad has begun his professional career after he was selected in the 2nd round of 20001 NFL Draft, for Cincinnati Bengals group, where he damaged many records. In 2003, he established a document of 1355 yards, as well as in 2005 he broke that document. In 2007, list of NFL players That Covered 85 in the period became incredibly popular. If was made by Yahoo! and it offered an opportunity to fans to vote, and also used ballots to raise money for charity. In 2005, Chad preserved a list. In 2006, he had an injury that made him decrease, despite the fact that he intended to play in his own tempo after signing a contract extension as much as 2011. Still, he played well and had great period with the team. Very first season finished with him having 87 functions with a lead of 1369 lawns and also 7 touchdowns

Stan Smith / November 30,2019

Climate summit chair: 'Wrong side of history' awaits those who refuse to address climate change


MADRID, Spain — The chair of a two-week climate summit attended by nearly 200 countries warned at its opening Monday that those refusing to adjust to the planet’s rising temperatures “will be on the wrong side of history.”

Chile’s environment minister, Carolina Schmidt, said that the Dec. 2-13 meeting in Madrid needs to lay the groundwork for moving toward carbon neutral economies while being sensitive to the poorest and those most vulnerable to rising temperatures — something that policymakers have termed “just transition.”

“Those who don’t want to see it will be on the wrong side of history,” she said, calling on governments to make more ambitious pledges to reduce emissions of greenhouse gases ahead of a deadline to do so next year.